Rebuilding Your Home or Office After a Fire Insurance Claim
After the initial devastation of a fire you start wondering what is next. Will you rebuild, or can the damage be repaired? The decisions can be overwhelming and you can't always depend on your insurance company for answers.
It is obviously in the insurers' best interest to get the job done as inexpensively as possible. They may offer you only a settlement with money to wash down your walls and deodorize after a fire, when the damage is probably more extensive and will cost more. The toxicity and acidity of smoke can damage everything in your home or business; wall studs, wiring, everything. It is many times easier to tear everything down and rebuild. What do you do when the insurer’s offer is insufficient to properly repair and it is offering you only the minimal amount to “patch it up,” rather than offering you what you are entitled to under the policy? Has your insurer addressed replacement cost coverage? Code upgrades? Sufficient loss of use coverage to pay those living expenses until your home is again livable? If a business, did the insurer address extra expense coverage? Business interruption coverage? Are they treating you fairly?
Rebuilding Your Home or Business Can Be EXPENSIVE
Don't accept your insurance adjuster's assessment of damages unless you are absolutely sure it is fair! Get a second, independent assessment. At Wells Law Group we can guide you through the process of successfully presenting a full and complete claim for damages and assist you in either obtaining a fair settlement or a fair judgment if it is necessary to sue the insurer.
Contact us today for help. We service Tampa, Brandon, Sarasota, Orlando, Miami, Jacksonville, and all the smaller cities in-between such as Plant City, Daytona, Bradenton, Palm Coast, Jensen Beach, Venice, New Port Richey, Fort Meyers and many more. See Service Areas for more information.
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